St. Charles, St. Charles County and O'Fallon real estate and homes for sale in Missouri, new construction, relocation - The Kathy Helbig Group, REALTORS® The Kathy Helbig Group REALTORS(r) for St. Charles, St. Charles County and O'Fallon, Missouri real estate, new construction, relocation - NUMBER1EXPERTS™ The Kathy Helbig Group NUMBER1EXPERTS(tm) for St. Charles, St. Charles County and O'Fallon, Missouri real estate, new construction, relocation
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The Kathy Helbig Group, REALTORŪ, real estate agents and broker for St. Charles, St. Charles County and O'Fallon Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)
Find out why Kathy is consistently one of St. Louis & St. Charles' highest selling agents! Call Today! 314-276-7653




"...2 weeks on the market! AMAZING!"
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Thinking About Selling Your Home Yourself?: St. Charles, St. Charles County and O'Fallon Missouri home buying, real estate listings, and homes for sale in St. Louis County, MO
Welcome > For Sellers > Thinking About Selling Your Home Yourself? ...


There's More to Selling Your Home than a "For Sale" Sign In Your Front Yard: Beware. 

Even if a simple sign in your yard did produce a buyer knocking on your door, how will you handle the following questions: 

"How does your home compare to others like it in St. Charles, St. Charles County and O'Fallon?" 

"How did you determine the fair market value of this property?" 

"What about financing? Can you help?" 

"If I make an offer, who will draw up the paperwork?" 

"Why aren't you using a real estate agent? Is there something wrong with the property?" 

"Since you aren't using a real estate agent, we can take their fee right off the top, right?" 

Selling your home is one of the most important financial transactions you will make in your life. Don't take risks. Selling your home is nothing like selling a car. Every home is different, and every homebuyer wants to offer you as little as possible. How do you determine the real market value? 

Almost all homes are sold using a real estate agent. As top real estate professionals, it is our job to help you negotiate with all those buyers who want something for nothing. Not to mention preparing your home for sale, marketing it locally in St. Charles, St. Charles County and O'Fallon and even nationally, and guiding you through the complex paperwork and pitfalls of escrow and closing. Make sure you are really ready to handle all of that before pounding that sign into your front yard. Errors can be extremely costly. 

Remember: Buyers want to offer you as close to nothing as possible! While that "For Sale By Owner" sign might sound like a good idea, it usually means a different thing to buyers: "Try to steal this one." 

If you must sell your own home, at least let us give you a sense of its true market value. Tell us a bit about your home, and We'll do a quick Comparative Market Analysis and let you know what we feel it is worth. We'll also describe, as experienced, top St. Charles, St. Charles County and O'Fallon real estate agents, how we would market your property. This is free, with no strings attached. 

Don't price your home by yourself! It's our job to analyze the St. Charles, St. Charles County and O'Fallon market and determine the true value of your property. It's FREE and without obligation... 

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Real Estate Tips
Insurance >Hazard Insurance

Are you considering taking out hazard insurance on a property before you actually take title? It may be a good idea!

Even though you are not yet the owner of record, as the buyer, you have an insurable interest in a property the moment that you and the seller execute the sales agreement. As a matter of practice, however, buyers do not usually take out insurance until the papers change hands, and it should not be necessary if the agreement of sale is properly executed.

It is very important to both parties that the agreement states that the property will be insured for a specific amount. From the buyer's point of view, an adequate sum must be stipulated, and the agreement should not read "as now insured", which can indicate that the seller may not want to increase the insurance.

As a general rule, the amount of insurance on the buildings on a property should equal the sales price, less the value of the lot.

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Real Estate Trivia
Q 
What house is considered to be the first house with running water in America?

A 
John Headly's home built in Newport, RI in 1723, was equipped with an underground pipe from the nearby spring.
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The Kathy Helbig Group, REALTORŪ, real estate agents and broker for St. Charles, St. Charles County and O'Fallon Missouri home listings, property and land for sale - NUMBER1EXPERT(tm)

The Kathy Helbig Group
Keller Williams Realty West

5377 Hwy N
St. Charles MO 63304
Kathy Cell: 314-276-SOLD (7653)
Direct: 636-229-8555
Fax: 636-229-8561
Email: kathyhelbig@NUMBER1EXPERT.com

The Kathy Helbig Team has identified the potential uncertainties of buying and selling a home and has developed cutting edge tools to temper those uncertainties. The key to making the process work is a Big Picture view and a continuous flow of information. Please spend a few minutes to familiarize yourself with the tools available on this site and see for yourself how technology can be put to work for you and how information can become your best weapon against the stress of Real Estate transactions.

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